Is It Time to Make Your Move? The cost of waiting! Part 1

Available inventory is VANISHING!

Detecting signs of VANISHING Shadow Inventory

Check out this chart! —> Buyer Purchasing Power 

The percentage of shadow inventory is down 78% in Arizona!

What is Shadow Inventory: A looming mass of delinquent and foreclosed-upon homes that threatened to destabilize the market.

In April 2014, Corelogic released its most recent figures on Shadow Inventory.

• The national residential shadow inventory declined 23% year over year this past January.
• The inventory has experienced double digit year over year declines for each of the past 16 consecutive months.
• The shadow inventory from Jan 2013- Jan 2014 has decreased an average monthly rate of over 41000 properties, according to CoreLogic.

Why the decline?

• Healthy housing market.
• Prices have been going up at a steady pace, positive home equity, simple increase in home value over the last few years.
• An abundance of short sales or modifications.
• Reducing inventory=less opportunity= higher prices= QUESTION? Why wait?

Is it time to make your move? What are you waiting for?  

Apply today! www.fcfs.net 

First Class Financial Services

Leslie Nilsen                                                    

602.294.9288   http://www.fcfs.net

     MB#0902810 / NMLS # 162494

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Arizona Mortgage Question of the day: Where do I find a FREE mortgage calculator?

Arizona Mortgage Question of the Day (now affectionately called “QD”) Where do I find a FREE mortgage calculator?

First, this is an easy one.  I’ve got you covered.  We have MANY mortgage calculators on our website.  

It’s easy. Click here —>http://fcfs.net/loancenter-calculators-default.aspx

Many home buyers/refinancers looking for an Arizona mortgage want to do their own research BEFORE they call a loan officer. I understand that. 

Use the Arizona mortgage calculators to:

1. Calculate monthly payment —>http://fcfs.net/loancenter-calculators-monpmt.aspx

2.  How much you can you afford? —>http://fcfs.net/loancenter-calculators-howmuch.aspx

3.  The affect of making an extra mortgage payment? —>http://fcfs.net/loancenter-calculators-extrapmt.aspx

4.  Chart an amortization schedule —>http://fcfs.net/loancenter-calculators-amort.aspx

5.  The cost of renting -vs- owning —>http://fcfs.net/loancenter-calculators-rentvsown.aspx

6.  The difference between and ARM (adjustable rate mortgage)  and a fixed rate mortgage ->http://fcfs.net/loancenter-calculators-fixedvsarm.aspx  

7. Should I refinance —>http://fcfs.net/loancenter-calculators-interestsaving.aspx  

and many more!

You owe it to yourself to get started today!

Click here —> https://secure.web-loans.com/security-logon.aspx?timeout=1  to apply for your Arizona mortgage online today!

Having a dream is good, owning one is better!

Leslie Nilsen

Owner/Broker

First Class Financial Services, proudly mortgage lending since 1999!

602.294.9288(O)

602.294.9830(F)

www.fcfs.net                 mortgagedr@fcfs.net

 MB#0902810 / NMLS #162494 / AZDFI Loan Officer # LO-0911453